About vehicle insurance

VEHICLE INSURANCE COVER

All Pacific Horizon motorhomes come with comprehensive Insurance cover which insures against recoverable 3rd party accident damage, theft and break-ins (excluding personal belongings. An excess of $5,000 (per incident) applies in the event of any damage to the Pacific Horizon motorhome and to 3rd party property.

Windscreen and tyre damage is covered in all policies, as is overhead and under-body damage on the rented motorhome. A credit card imprint only (no money held or transferred) will be taken on motorhome pick-up. The amount will NOT be debited to your account and will only be done so in case of an accident. We retain the right to hold these details for 30 days after the hire.

Pacific Horizon Travel Homes offer the following options to reduce the excess of $5,000: • Excess Reduction Level 1: $35 per day (added to the daily hire rate) Reduces the excess for any accident collision damage to the motorhome and third party property to a maximum of $2,000 (per incident). The total insurance charge is limited to a maximum of 40 days or $1,400.

• Excess Reduction Level 2: $50 per day (added to the daily hire rate) Reduces the excess for any accident collision damage to the motorhome and third party property to nil ($0) for the first incident/accident. The total insurance charge is limited to a maximum of 40 days or $2,000.

• All Inclusive Package: $65 per day (added to the daily hire rate) Reduces the excess for any accident collision damage to the motorhome and third party property to nil ($0) for the first incident/accident. Plus, the following Additional Equipment is supplied at no charge as requested: Picnic table & chairs, Child/Booster seat(s) as required, Snow chains as required, extra linen as required (limited to one additional set per hire**), NZSIM Card/ESIM and a complimentary client transfer service at the start and en of the hire. The total package charge is limited to a maximum of 40 days or $2,600.

EXCLUSIONS TO ALL INSURANCE COVER OPTIONS
Any damage due to misuse or negligence to the motorhome interior and its fittings such as but not limited to roof vents, windows, satellite dishes, locks and catches, outside step, grey waste cap and power cord and any special equipment related to the motorhome is excluded from any insurance option.